Making Tax Digital (MTD) Packages

Simple, supported & stress-free compliance with Swan Books

Making Tax Digital for Income Tax means quarterly digital reporting to HMRC — but it doesn’t need to be complicated or time-consuming.

At Swan Books, we break MTD down into clear steps, simple pricing, and the right level of support for your business — whether you’re confident with your records or want everything handled for you.

Do I need to use MTD?

MTD for Income Tax is being introduced in stages, based on total income from self-employment and property:

From April 2026 — income over £50,000
From April 2027 — income over £30,000
From April 2028 — income over £20,000

You can also choose to prepare early or sign up voluntarily, depending on your circumstances.

What changes under MTD?

Instead of submitting everything once a year, you’ll need to:

Keep digital records
Send quarterly updates via compatible software
Complete an End of Period Statement (EOPS)
Submit your final Self Assessment declaration

We handle the technical side — so you can focus on running your business.

How Swan Books supports you

Our approach is simple and flexible:

We register you for MTD and set everything up
You keep records digitally (or we do this for you)
We submit your quarterly updates on time
We complete your EOPS and Self Assessment
You get clear support, reminders, and guidance throughout

Our MTD Packages

MTD Lite

For organised sole traders who keep their own books but want compliant, correct submissions.

£ 27 .50

per month + VAT

HMRC MTD registration & setup
MTD-compliant software setup
Quarterly MTD submission filing
End of Period Statement (EOPS)
Self Assessment tax return
Email support for MTD queries

Get Started

Ideal for confident, well-organised sole traders with one straightforward business.

Optional Add-On: QuickBooks Subscription

QuickBooks is not included. If needed, Swan Books can set this up for you with our 50% practice discount.

Available with:

MTD Lite
MTD Pro
MTD Elite

You’re also welcome to:

Use your own QuickBooks subscription, or
Use alternative MTD-compatible software

We’ll support whichever option works best for you.

MTD Package Comparison

Feature	MTD Lite	MTD Pro	MTD Elite
MTD registration	✔	✔	✔
Quarterly submissions filed	✔	✔	✔
End of Period Statement (EOPS)	✔	✔	✔
Self Assessment return	✔	✔	✔
Email support	MTD only	Ongoing	Priority
Bookkeeping review	—	✔	✔
Error checks & adjustments	—	✔	✔
Deadline reminders	—	✔	✔
Bank reconciliation	—	—	✔
Full bookkeeping	—	—	✔
QuickBooks subscription	Optional	Optional add-on	Optional add-on

Optional Add-On: Rental Income Support

For clients with rental income alongside self-employment.

Includes:
Rental income setup within software
Quarterly MTD support for rental income
Review & adjustments of rental records
Guidance on allowable expenses

Price:
£25 / month (added to your chosen MTD package)

Important info

Packages assume a straightforward sole trader business
If you have more than one self-employed business, your subscription fee will need to be reviewed, as each business requires separate digital records and quarterly submissions
Pricing assumes typical transaction volumes
Higher volumes or more complex affairs may require a bespoke quote
We’ll always recommend the most cost-effective option for your situation

     EXCELLENT  
     Based on 132 reviews 
    
 
 
   
 
 
        
   Kirsty Baker 
 2026-02-11
 
 
 Trustindex verifies that the original source of the review is Google. Wow what can I say, Stacey and her team are absolutely amazing, Stacey constantly goes above and beyond to help me and explain all details in a way I actually understand it. She is always available and is super flexible. On top I know she will do her best to help my business in any way possible. Highly recommend, if you are on the fence don't be, sign up you honestly won't regret it. Thank you Stacey so much, Kirsty
  
 
       
   Kirsty Pile 
 2026-02-02
 
 
 Trustindex verifies that the original source of the review is Google. Stacey is so knowledgeable and professional. Highly recommend!
  
 
       
   Rowan Shrimpton 
 2026-01-27
 
 
 Trustindex verifies that the original source of the review is Google. Very helpful and easy to talk to with fast response and was very smooth start to finish very happy
  
 
       
   Lily Burford 
 2026-01-20
 
 
 Trustindex verifies that the original source of the review is Google. I cannot recommend Stacey Hooper at Swan Books Finance Essex, highly enough! As a self-employed professional, navigating taxes can often feel overwhelming, but Stacey makes the entire process seamless and stress-free. From start to finish, she combines exceptional professionalism with a personal touch that is rare to find.

Stacey is incredibly efficient, always meeting deadlines and ensuring every detail is accurately handled. What really sets her apart is the clarity and patience in her communication—no question is too small, and she explains everything in a way that makes the whole process reassuring rather than daunting.

Working with Stacey feels like having a trusted partner in your business—someone who genuinely cares and is committed to helping you succeed. For anyone self-employed or needing guidance with taxes, you will be in the best possible hands. They also use great automated and online apps/websites that make the whole process to easy.
  
 
       
   Annabel Agbo 
 2026-01-12
 
 
 Trustindex verifies that the original source of the review is Google. Fantastic service from Stacey. She explained the whole process in terms for me to understand and it was so much easier and less stress having her support with annual taxes. Would highly recommend anyone to come to Stacey. Thank you!
  
 
       
   Renee France 
 2025-11-06
 
 
 Trustindex verifies that the original source of the review is Google. As a new business, Stacey's support has been invaluable.  Her no nonsense clear advice and easy to use systems have helped us to get the financial side of things running smoothly - and she does our self assessments too!
  
 
       
   Ian Bement 
 2025-10-29
 
 
 Trustindex verifies that the original source of the review is Google. Great service, kept fully informed of when things would happen. Can't fault Stacey for the way she dealt with our tax returns. First time using Stacey, everything straight forward and all information presented to us in an easy to read/understand format.
  
 
       
   Lash Twenty One 
 2025-10-21
 
 
 Trustindex verifies that the original source of the review is Google. Stacy has been absolutely amazing. She took the time to go through everything with me and helped me figure out what was best for my business. She answered all my questions so quickly and her prices are really affordable too. On top of that she’s genuinely lovely and friendly to deal with, which makes such a difference. I’m really glad I found her and would 100% recommend.
  
 
       
   Rachel Saxon 
 2025-10-11
 
 
 Trustindex verifies that the original source of the review is Google. Swanbooks made my tax return so easy, everything easy to understand with broken down checklists to follow. Will recommend Stacey to everyone!
  
 
       
   Dolly 
 2025-10-07
 
 
 Trustindex verifies that the original source of the review is Google. Stacey is like a breath of fresh air.  Nothing is a problem, and she makes everything so straightforward.    Such a relief to have found her.  Thanks Stacey.